5 Ways to Earn Cash in Under an Hour

*This post contains affiliate and referral links.

I admit it…I am a penny pincher. I have known the value of a dollar since I was twelve years old, working at my after-school job in a flower shop. I would strip roses of their thorns, water plants, and make bouquets. It was a lovely job; one that allowed me to go to the movies with friends and buy the latest trend at the mall. I started babysitting at 13, worked at a pizzeria, and entered the wonderful world of retail. I worked part-time as a telemarketer and a dorm “check-in” worker during my undergraduate studies. When I was in graduate school, I was a promotional model for liquor companies and a nanny. Everything I have, I have earned through my hard work and dedication. I have learned how to save money through various methods. This has supplemented my income and allowed me to purchase special items for myself, husband, or animals. Here are some of my favorites:

1Q Application

Time: less than 15 seconds

1Q is an instant mobile marketing application. You fill out a series of questions about yourself and they send you relevant questions. Every question you answer is $0.25 or $0.50 (depending on which option you choose). Money gets deposited right into your PayPal account. Nope, I’m not getting rich off this application but for 15 seconds of my time, this is easy money.

Ibotta

Time: 15-20 minutes

This is another application to download to your mobile device. Before I head to the supermarket (usually ShopRite, Weis, or BJs) or drug/liquor/retail stores, I go through and unlock deals. For instance, ShopRite may have a deal on bananas for $0.25 or $0.75 on a major cereal brand that I will be purchasing. I may have to answer a question or watch a short video to unlock the deal. Purchase the products that you have unlocked from Ibotta’s list of supported stores. Some items, you will need to scan barcodes to verify your purchases. Then, scan you receipt and send directly to Ibotta. Within 24-48 hours, money will be deposited into your Ibotta account. At the time of this post, you need $20 USD to transfer to your PayPal account or to cash out a gift card. I have connected my store loyalty cards to the Ibotta app (some stores have this option, some do not). This takes the scanning step out of the equation; however, you still must unlock the offers. Ibotta also has mobile in-app purchases that will give you cash back. Everyone goes shopping, so why not earn some cash back?

Use my referral code (SFRVCEL) to get a $10 bonus: here

Ebates

Time: however long it takes me to shop online or in-store

My aunt got me HOOKED on Ebates. Earn a percentage back at all participating Ebates stores, both online and in-store. I added the button onto my browser, so whenever there are Ebates deals, it prompts me to activate the reward. You can also link your credit card to your Ebates account. My husband and I shopped for his suits at an Ebates approved store. We received 4% back on our purchase, almost instantly! When I shop online, Ebates will help me keep more money in my pocket. Once you reach $5.01 USD, Ebates will send you a Big Fat Check, transfer your money into PayPal, or send to a family member/organization/charity of your choice. Like Ibotta, you are shopping for items anyway, so keep some cash in your pocket! Ebates also has a referral program, where if you click my referral link, sign up, and make a purchase, I can receive $25 USD. Please use my referral link: here.

Ebates Coupons and Cash Back

Sell your Stuff: Poshmark, LetGo, and Garage Sale Sites

Time: 30 minutes to an hour, depending on how organized you are

Gather clothes and household goods that you no longer want and get ready to make some money! Grab your cell and take a picture of each item. Upload as follows with a detailed description and price. Watch the savings roll in…

  • Poshmark: Enter code BAEGN when you sign up to receive $5 off your first order. Poshmark is the ultimate virtual consignment store. I have both shopped and sold on Poshmark. I have purchased clothing and DVDs and I have sold clothes, shoes, and bridesmaids items. A great way to re-use, recycle and re-purpose!
  • Letgo: I have purchased home décor and have sold automotive items on Letgo.
  • Garage Sale Sites: I love garage sale sites on Facebook. I have sold so many things including clothing, shoes, accessories, home décor, automotive and pet items…the list goes on.
  • My disclaimer: Please be careful meeting people offline to sell/buy items. Many municipalities in NJ have garage sale parking spots in police department lots for safe exchanges of product(s) for money. Don’t be silly – use your best judgment and always tell someone where you are meeting. If it doesn’t seem right, it probably isn’t.

Couponing

Time: 30 minutes to an hour, depending on how organized you are

I start by doing my digital coupons on the ShopRite application on my phone. Then I head over to Coupons.com were I have hundreds of coupons right at my fingertips. I subscribe to the newspaper Thursdays and Sundays, where I quickly scan the flyers and cut out any coupons. I have my filing system down to a science. I use the Expandable Coupon Organizer. I sort everything by category and date. Before I go to the supermarket, I make a list of everything I need to purchase. Then, I put an asterisk next to the items that have coupons. When I am in the store, when I get an item, I pull the coupon from the compartment and slip it into my pocket. When I use my club savings card, and buy items that are on sale, in conjunction with a coupon, I save the most money.

Final Thoughts

A penny saved is a penny earned.

What do you do to earn and save money? Drop a comment, below.

Namaste.

Adobe Spark (50)

** The Lili Aromatherapy giveaway is still underway until March 24, 2017. Enter here.

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Philanthropist

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My passion for volunteering started when I was elected the Philanthropy Chairwoman in my sorority, Alpha Sigma Tau. I was responsible for acquiring volunteer hours for all my sorority sisters. I was also responsible for organizing and conducting a blood drive for the college students and the surrounding community. I orchestrated coin-drops at local supermarkets, bake sales on campus, participated in breast cancer walks, and partnered with the local soup kitchen, in addition to other various projects.

Volunteering at the soup kitchen was a very humbling experience. The hardest part was seeing children stand in line to await their Sunday dinner. I remember going back to my dorm, plopping myself on my bed, and crying to my mom on the phone. Although I felt like I made a difference, my heart was broken and my mind was unsettled. Volunteering at the soup kitchen was not for me. I couldn’t handle my emotions, and it left me feeling terrible about society and the struggles people must endure to put food on the table. After I completed graduate school and began my career, I missed volunteering and giving back from the goodness of my heart. I wanted to do something more, something different and challenging. Ultimately, it had to make me feel good. I wanted to volunteer with an organization that kept me coming back for more…

I researched an array of different possibilities, mentioning to my husband that we should volunteer for an organization. He agreed, thinking it would be a good way to spend time with one another and to give back to our community.

After we rescued Bailey, my wheels started turning.

“Hey Jay, we are going to foster puppies.” I said as I sipped my fourth glass of wine. He thought I was crazy, and probably thought the wine was talking, but I was serious, so we embarked on the fostering roller coaster ride together.

I picked up our first foster puppy in April 2016 and have since become a very active volunteer. I organize fundraising events and donation drives, and assist with adoptions and veterinary visits. Ten of my foster dogs have been adopted to forever homes. I am hoping my eleventh foster dog, Heath, the one that played dead, is adopted before the end of January.

Everyone has the capability to make a difference. I challenge you to become a philanthropist in 2017. Here are some tips for getting started:

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Money vs. Time

First decide whether you want to donate money or volunteer your time. If you want to donate money, pick one or two charities you feel strongly about, and research where the money is being spent. If you choose time, research their and your expectations, and make sure you can uphold your commitment. Fostering dogs is a combination of time and money. Time is paramount when training a foster dog to be a lovable, adoptable, well-behaved canine. The rescue supplies the basics, but we purchase additional items. All the items we purchase for our foster dog are tax deductible.

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Bailey, my rescue dog

What’s Important to You?

I chose fostering because I feel strongly about rescuing dogs opposed to breeding. I chose to help with fundraising and donation drives because non-profit organizations work hard to be sustainable, and little gestures make a great impact. I like seeing results, and with fostering and helping with the rescue, I constantly see progress, which makes me feel like I am valued and my time is being utilized effectively.

Awareness

Get your family, friends, and coworkers involved. Bring awareness to the organization in which you are helping, and others may join the fun. Many charities don’t have funds for advertising, so word of mouth and posting on social media can really help an organization get noticed.

Be Productive

My closing sentiment is a quotation by Mahatma Gandhi, “Be the change you wish to see in the world.”

In 2017, pick something that is meaningful to you, and donate monetarily, your time, or both. You could also attend fundraising events for causes you support; that would be of minimal cost and time.

If we all chose to be productive, and gave a little of ourselves to the greater good, the world would be a much happier, healthier place.

Namaste.

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